/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--radius-lg:.5rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.static{position:static}.container{width:100%}@media (width>=40rem){.container{max-width:40rem}}@media (width>=48rem){.container{max-width:48rem}}@media (width>=64rem){.container{max-width:64rem}}@media (width>=80rem){.container{max-width:80rem}}@media (width>=96rem){.container{max-width:96rem}}.contents{display:contents}.flex{display:flex}.grid{display:grid}.table{display:table}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.rounded{border-radius:.25rem}.lowercase{text-transform:lowercase}.uppercase{text-transform:uppercase}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--ink:#17211d;--muted:#52605a;--paper:#f6f7f3;--surface:#fff;--line:#d9dfda;--brand:#0f6b4f;--brand-dark:#084c39;--brand-soft:#d7efe5;--tax:#c2410c;--tax-soft:#fce7d5;--gold:#f4b942;--radius-sm:.65rem;--radius:1rem;--radius-lg:1.5rem;--shadow:0 16px 50px #17211d14;color-scheme:light;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{background:var(--paper);color:var(--ink);scroll-behavior:smooth;text-rendering:optimizelegibility}body{background:radial-gradient(circle at 92% 4%, #d7efe5ad, transparent 22rem), var(--paper);min-width:0;margin:0;font-size:17px;line-height:1.65}a{color:var(--brand-dark);text-underline-offset:.18em;text-decoration-thickness:.08em}a:hover{color:var(--brand)}img,svg{max-width:100%}button,input,select,textarea{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.container{width:min(1120px,100% - 2rem);margin-inline:auto}.narrow{width:min(760px,100% - 2rem);margin-inline:auto}.section{padding-block:clamp(3.25rem,7vw,6rem)}.section-tight{padding-block:2.25rem}.surface{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow)}.kicker{color:var(--brand);letter-spacing:.12em;text-transform:uppercase;font-size:.79rem;font-weight:800}h1,h2,h3{letter-spacing:-.025em;text-wrap:balance;font-family:Georgia,Times New Roman,serif;line-height:1.12}h1{margin:.25rem 0 1.1rem;font-size:clamp(2.35rem,8vw,4.85rem)}h2{margin:0 0 1rem;font-size:clamp(1.8rem,5vw,3rem)}h3{margin:0 0 .5rem;font-size:clamp(1.25rem,3vw,1.55rem)}p{text-wrap:pretty}.lede{color:var(--muted);max-width:64ch;font-size:clamp(1.08rem,2.2vw,1.32rem)}.muted{color:var(--muted)}.eyebrow-row{flex-wrap:wrap;align-items:center;gap:.65rem;display:flex}.pill{background:var(--brand-soft);min-height:32px;color:var(--brand-dark);border-radius:999px;align-items:center;padding:.25rem .7rem;font-size:.82rem;font-weight:750;display:inline-flex}.button{cursor:pointer;border:1px solid #0000;border-radius:.75rem;justify-content:center;align-items:center;min-height:48px;margin:.2rem .35rem .2rem 0;padding:.72rem 1rem;font-weight:800;text-decoration:none;display:inline-flex}.button-primary{background:var(--brand);color:#fff}.button-primary:hover{background:var(--brand-dark);color:#fff}.button-secondary{border-color:var(--brand);color:var(--brand-dark);background:#fff}.button-secondary:hover{background:var(--brand-soft)}.skip-link{z-index:100;background:var(--ink);color:#fff;border-radius:.5rem;padding:.7rem 1rem;position:fixed;top:.5rem;left:.5rem;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.site-header{backdrop-filter:blur(14px);z-index:50;background:#f6f7f3e0;border-bottom:1px solid #d9dfdacc;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:1rem;min-height:72px;display:flex}.brand{color:var(--ink);letter-spacing:-.015em;align-items:center;gap:.65rem;font-size:1.02rem;font-weight:850;text-decoration:none;display:inline-flex}.site-header .brand{min-height:48px}.brand-mark{background:var(--brand);color:#fff;border-radius:11px;place-items:center;width:38px;height:38px;font-weight:900;display:grid}.main-nav{align-items:center;gap:.35rem;display:flex}.main-nav a{min-height:48px;color:var(--ink);border-radius:.7rem;align-items:center;padding:.45rem .85rem;font-size:.94rem;font-weight:700;text-decoration:none;display:inline-flex}.main-nav a:hover{background:var(--brand-soft)}.nav-short{display:none}.hero{padding-block:clamp(3.5rem,9vw,7rem) clamp(3rem,6vw,5rem)}.hero-grid{grid-template-columns:minmax(0,1.15fr) minmax(260px,.85fr);align-items:center;gap:clamp(2rem,5vw,5rem);display:grid}.hero-note{border-left:4px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;color:var(--muted);background:#ffffffb8;padding:1.25rem}.hero-visual{align-content:center;min-height:380px;padding:2rem;display:grid;position:relative;overflow:hidden}.hero-visual:before{content:"";border:1px dashed #b4c4bc;border-radius:1.1rem;position:absolute;inset:1rem}.mini-result{z-index:1;background:var(--ink);color:#fff;border-radius:var(--radius);padding:1.4rem;position:relative;transform:rotate(-1.5deg);box-shadow:0 24px 60px #17211d40}.mini-result strong{margin-block:.5rem .75rem;font-family:Georgia,serif;font-size:clamp(2.5rem,6vw,4.4rem);line-height:1;display:block}.mini-bars{gap:.55rem;display:grid}.mini-bar{background:#36574a;border-radius:9px;height:9px;overflow:hidden}.mini-bar span{background:var(--gold);border-radius:inherit;height:100%;display:block}.grid{gap:1rem;display:grid}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:var(--radius);background:#ffffffe6;padding:1.35rem}.card a.stretched{color:var(--ink);text-decoration:none}.card:hover{border-color:#9fb3aa;transition:all .16s;transform:translateY(-2px)}.card p{color:var(--muted);margin-bottom:0}.surface-band{background:#e8f2ed;border-block:1px solid #cfe0d7}.surface-band article p:last-child{color:var(--muted)}.breadcrumbs{color:var(--muted);padding-top:1.2rem;font-size:.88rem}.breadcrumbs ol{flex-wrap:wrap;gap:.45rem;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li+li:before{content:"/";color:#91a097;margin-right:.45rem}.breadcrumbs a{align-items:center;min-height:48px;display:inline-flex}.article{font-size:1.05rem}.article h2{margin-top:3.4rem}.article h3{margin-top:2.2rem}.article li+li{margin-top:.65rem}.source-list{border-radius:var(--radius);background:#eef2ef;padding:1.25rem 1.25rem 1.25rem 2.5rem}.callout{border-radius:var(--radius);background:var(--brand-soft);border-left:4px solid var(--brand);padding:1.2rem 1.3rem}.callout.warning{background:var(--tax-soft);border-color:var(--tax)}.disclaimer{color:var(--muted);border-radius:var(--radius);background:#fff8f3;border:1px solid #e8cbb6;padding:1.1rem 1.25rem;font-size:.92rem}.reviewed{border-top:1px solid var(--line);color:var(--muted);margin-top:2rem;padding-top:1.2rem;font-size:.88rem}.calculator{max-width:880px;margin-inline:auto;padding:clamp(1rem,4vw,2rem);overflow:hidden}.calc-head{justify-content:space-between;align-items:start;gap:1rem;display:flex}.calc-head h2{margin-block:.25rem 0;font-size:clamp(1.6rem,5vw,2.4rem)}.text-button{min-width:48px;min-height:48px;color:var(--brand-dark);cursor:pointer;background:0 0;border:0;font-weight:800;text-decoration:underline}.progress{background:#dbe4df;border-radius:8px;height:8px;margin-block:1.25rem 1.7rem;overflow:hidden}.progress span{border-radius:inherit;background:var(--brand);height:100%;transition:width .18s;display:block}.calculator fieldset{border:0;margin:0;padding:0}.calculator legend{width:100%;margin-bottom:1.2rem;font-family:Georgia,serif;font-size:clamp(1.3rem,4vw,1.75rem);font-weight:800}.field{margin-bottom:1.1rem}.field label{color:var(--ink);margin-bottom:.35rem;font-weight:800;display:block}.field small{color:var(--muted);margin-top:.35rem;line-height:1.4;display:block}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.input-shell{background:#fff;border:2px solid #aebbb4;border-radius:.8rem;align-items:center;gap:.45rem;min-height:58px;padding-inline:.9rem;font-size:1.18rem;font-weight:750;display:flex}.input-shell:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px #0f6b4f21}.input-shell-error{border-color:var(--tax)}.input-shell input{width:100%;min-width:0;height:56px;color:var(--ink);background:0 0;border:0;outline:0;font-size:1.35rem;font-weight:800}.field .field-error{color:#9a3412;font-weight:750}.field select{width:100%;min-height:58px;color:var(--ink);background:#fff;border:2px solid #aebbb4;border-radius:.8rem;padding:.7rem 2.5rem .7rem .85rem;font-size:1rem}.advanced{border:1px solid var(--line);border-radius:.8rem;margin-block:1rem}.advanced summary,.formula summary{cursor:pointer;min-height:52px;color:var(--brand-dark);align-items:center;padding:.75rem 1rem;font-weight:800;display:flex}.advanced>div{padding:.5rem 1rem}.calc-actions{border-top:1px solid var(--line);backdrop-filter:blur(10px);z-index:4;background:#fffffff5;justify-content:flex-end;gap:.55rem;margin:1.5rem -1rem -1rem;padding:1rem;display:flex;position:sticky;bottom:0}.calc-actions .button-primary{min-width:min(260px,65%)}.calculator .button{min-height:56px}.result-number{color:var(--brand-dark);letter-spacing:-.055em;margin-block:.25rem;font-family:Georgia,serif;font-size:clamp(3.2rem,13vw,6.5rem);font-weight:900;line-height:1}.breakdown{grid-template-columns:repeat(3,1fr);gap:.7rem;margin-block:1.5rem;display:grid}.breakdown div{border:1px solid var(--line);background:#f8faf8;border-radius:.75rem;padding:.85rem}.breakdown span,.breakdown strong{display:block}.breakdown span{color:var(--muted);font-size:.82rem}.breakdown strong{margin-top:.15rem;font-size:1.1rem}.formula{border:1px solid var(--line);background:#f4f7f5;border-radius:.8rem;margin-block:1rem}.formula ol,.formula p{margin-inline:1rem}.formula li+li{margin-top:.35rem}.installments ol{grid-template-columns:repeat(2,1fr);gap:.7rem;padding:0;list-style:none;display:grid}.installments li{border-left:4px solid var(--gold);background:#fffaf0;padding:.8rem;font-weight:800}.installments small{color:var(--muted);font-weight:500;display:block}.faq-list{gap:.75rem;display:grid}.faq-item{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);overflow:clip}.faq-item summary{cursor:pointer;justify-content:space-between;align-items:center;gap:1rem;min-height:56px;padding:1rem 1.15rem;font-weight:800;display:flex}.faq-item summary:after{content:"+";color:var(--brand);font-size:1.4rem}.faq-item[open] summary:after{content:"−"}.faq-answer{color:var(--muted);padding:0 1.15rem 1.15rem}.site-footer{background:var(--ink);color:#dce5e0;margin-top:4rem;padding-block:3rem 2rem}.footer-grid{grid-template-columns:1.2fr .8fr .8fr;gap:2rem;display:grid}.site-footer a{color:#fff}.footer-links{gap:.5rem;margin:0;padding:0;list-style:none;display:grid}.fine-print{color:#aebcb5;border-top:1px solid #415049;margin-top:2rem;padding-top:1.3rem;font-size:.82rem}@media (width<=780px){.hero-grid,.grid-2,.grid-3,.footer-grid{grid-template-columns:1fr}.hero-visual{min-height:300px}.main-nav a:not(.nav-primary){display:none}.container,.narrow{width:min(100% - 1.2rem,1120px)}.field-grid,.breakdown{grid-template-columns:1fr;gap:0}.breakdown{gap:.55rem}.calc-actions .button{flex:1;min-width:0;margin:0}.installments ol{grid-template-columns:1fr}.header-inner{min-height:64px}.calc-page-intro{padding-block:.35rem}.calc-page-intro h1{margin-block:0 .25rem;font-size:clamp(1.7rem,8vw,2.3rem)}.calc-page-intro .lede{margin-block:.2rem .4rem;font-size:.95rem;line-height:1.3}.calc-page-intro .eyebrow-row{gap:.35rem}.calc-page-intro .pill{min-height:28px;padding-block:.1rem}.calc-page-intro .review-pill{display:none}.calc-page-intro+.section-tight{padding-block:.2rem}.calculator{padding-top:.75rem}.calc-head h2{font-size:1.35rem}.progress{margin-block:.65rem .85rem}.calculator legend{margin-bottom:.65rem;font-size:1.2rem}.breadcrumbs{padding-top:.55rem}.calc-breadcrumb{display:none}}@media (width<=360px){.header-inner{gap:.4rem}.nav-full{display:none}.nav-short{display:inline}.main-nav a{padding-inline:.7rem}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}
